Thursday, May 29, 2025

How To Make $30,000 a Month (18 Realistic Ideas)

Hey!

Want to learn how to make $30,000 a month?

I know that number might sound huge (it is, after all!). I felt the same way years ago when I was just trying to make an extra $100 a month.

But over time, I learned how to build different income streams, and eventually, I started earning $30,000 a month or more. And, it completely changed my life.

Many of the ideas in this article are things you can start on the side as extra income, grow from home, and fit into your own schedule.

Some can be more passive, some are active, and some can even turn into businesses.

Please head to How To Make $30,000 a Month (18 Realistic Ideas) to read the full article.

Enjoy!

Michelle from Making Sense of Cents

Recommended reading:



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Tuesday, May 27, 2025

Here's how I made $72.50 playing games on my phone in one week

Hey!

Have you ever wondered if those "get paid to play games" apps actually work? I recently tested one out - it's called Testerup, and yes, I really did get paid.

In just one week, I earned $72.50 by playing games like Monopoly Go and Match Masters, and by completing some short surveys.

You can sign up for Testerup by clicking here.

I wanted to see for myself if it was legit, so I tried it out, kept track of everything, and then cashed out successfully through PayPal.

If you're looking for a super low-effort side hustle - one you can do right from your phone while you're on the couch - this might be worth checking out.

In my review, I share:

  • Exactly how Testerup works
  • How much I made and how long it took
  • My cash-out proof

Click here to read my full Testerup review.

Please hit reply if you have any questions.

Have a great day!

Michelle from Making Sense of Cents

P.S. Here are 15 Ways To Make Money From Your Phone.

*There are affiliate links in this email.



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Friday, May 23, 2025

Some helpful tools I’m loving right now (and why you might too)

Hi there!

Today, I want to share a few things I've been using lately that I think you'll really like.

These are tools and resources that can help you save money, make smarter financial decisions, and even travel more (without spending a ton of money).

Here's what I've been loving:

1) Wondering if or when you can retire?
I recently started using a free site that helps me keep track of my finances in a super simple way. It gives a clear overview of spending, savings, and long-term goals - all in one dashboard. You can read my review here: Is This the Best Retirement Planning Tool?

2) Paying too much for your car loan?
Refinancing might sound like a hassle, but it can be one of the easiest ways to save money every month. I found a company that helps you do it quickly (and many people save over $1,000 a year!). Learn how it works here: How To Refinance Your Car Loan and Save.

3) Wish you could travel more without spending more?
I've been subscribed to a free newsletter that teaches you how to travel using points and miles - and it's actually fun to read. They share new offers and tips daily, and it can help you plan trips that cost way less. You can check it out here: How To Travel The World For (Almost) Free

If any of these sound helpful, I definitely recommend checking them out.

Enjoy and have a great weekend!

Michelle from Making Sense of Cents

P.S. Is there a financial goal you're working on this year - saving, paying off debt, traveling more? Hit reply and tell me!

*I am an affiliate for the resources above.



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Wednesday, May 21, 2025

How Blogging Changed My Life (And My Family’s Future) Forever

Hi there!

I never expected blogging to impact my family's life the way it has.

What started as a small side hobby quickly turned into something much bigger – something that would change our lives forever.

Before I started Making Sense of Cents, I worked a normal 8-to-5 job, feeling stuck in the routine of commuting, sitting in an office all day, and barely having time to enjoy life. I was also not happy with my student loan debt, and I was living paycheck to paycheck for years.

But then I started blogging.

At first, it was just a hobby – a way to keep track of paying off my debt and learning about personal finance.

I had no idea that my blog would eventually allow me to quit my job, achieve financial independence, and build a life filled with freedom, flexibility, and opportunities that I never thought possible.

Today, I want to share the biggest ways blogging has changed my life and my family's life, in hopes that it might inspire you to create a new path for yourself, too (it could be blogging, yes, or maybe some other career path that you've been thinking about trying out – here are 30+ Small Business Ideas to look into if you're interested).

Please head to How Blogging Changed My Life (And My Family's Future) Forever to read the full article.

Enjoy!

Michelle from Making Sense of Cents

P.S. You can learn how to start a blog in my free How To Start A Blog Course. In this free course, I show you how to create a blog, from the technical side to earning your first income and attracting readers. Over 80,000 people have taken it!

P.P.S. If you're thinking about starting a blog to earn money, affiliate marketing is what truly changed everything for me. It's how I make most of my blogging income, even while I'm away from my laptop. If you want to learn how to do the same, check out my step-by-step course, Making Sense of Affiliate Marketing.

Recommended reading:



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Wednesday, May 14, 2025

How to lower your monthly car payment

Hey!

When was the last time you thought about your car loan?

For most people, once they sign the papers, that's it - they just keep making payments.

But what many don't realize is that you can refinance your car loan, and it could save you hundreds (even thousands) of dollars over time.

I recently looked into iLending, a company that helps people refinance their auto loans, and the results are pretty impressive.

On average, iLending customers save around $145 a month. That's over $1,700 a year - money that could go toward debt, savings, or just making life a little less stressful.

Some real stories from people who have refinanced through iLending include:

  • Famatta lowered her 35.69% interest rate down to 13.6%, saving $371 each month - that's over $4,400 a year.
  • David refinanced his RV and truck and was able to save $3,600 each year. (Yes, iLending refinances RVs too!)
  • Alan reduced his interest rate from 8.4% to 5.7% and reduced his monthly car payment by nearly $100.
  • Todd and Heather reduced the interest rate on their car from 18.5% to 4.6% and saved $8,500 over the life of the loan.

You can click here to use their savings calculator to see how much you could lower your monthly payment and what interest rate you might qualify for.

If you want to learn more before jumping in, I put together a full review that explains how iLending works, what the pros and cons are, and who refinancing might be right for.

Read my full iLending review here.

This might be one of the easiest ways to lower your bills with just a few clicks.

Have a great day!

Michelle from Making Sense of Cents

*I am an affiliate for iLending and earn a commission if you refinance through my referral link.



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Friday, May 9, 2025

Final Hours: 25% Off My Blogging Course Ends at Midnight

Hi!

Just a quick reminder - this is your LAST CHANCE to get 25% off my course, Making Sense of Affiliate Marketing!

If you've been thinking about making money blogging, now is the perfect time. This course has helped thousands of bloggers learn how to make income with their website, and you can get it for just $147.75 (regularly $197) when you use the code MAY2025 at checkout.

Whether you're brand new to blogging or have been at it for years, Making Sense of Affiliate Marketing is designed to help you succeed.

The deal expires TONIGHT at 11:59 PM PST!

  • Learn how affiliate marketing works and how to get started.
  • Discover the strategies I used to earn over $500,000 from a single blog post.
  • Find the best affiliate products for your niche.
  • Get access to a private Facebook group for support.
  • Enjoy lifetime access with free updates!

If you've been waiting for the "right time," this is it. Many students tell me they wish they had started sooner - because once they saw how simple affiliate marketing could be, they realized how much time they had wasted. You don't need to be an expert or have tons of traffic. You just need the right guide.

Click here to join Making Sense of Affiliate Marketing now.

Please reply to this email if you have any questions.

Thanks!

Michelle Schroeder-Gardner

Making Sense of Cents and Making Sense of Affiliate Marketing


Note: This discount only applies to the full upfront payment, which will save you 25% (the coupon code will not work on the payment plan).



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Ends Tonight: Learn How I Made $2M+ Blogging (25% Off!)

Hi!

Affiliate marketing is one of the most flexible and rewarding ways to make money blogging (and also my favorite). It lets you earn semi-passive income around the clock, giving you the freedom to work when and where you want.

One of the reasons I love affiliate income is because I can write a helpful blog post once, and it can continue earning money for me for years, even while I'm sleeping or on vacation.

If you've been thinking about starting affiliate marketing, now is the perfect time. My course, Making Sense of Affiliate Marketing, teaches you the steps you need to start earning, and today is your last chance to get it for 25% off!

This sale ends tonight, Friday, May 9th, 2025 at 11:59 PM PST. Use the coupon code MAY2025 at checkout to join for just $147.75 (regularly $197).

Yes, this means you can save $49.25 today with this coupon code!

Click here to join Making Sense of Affiliate Marketing now.

Here's what you'll learn:

  • How affiliate marketing works and how to get started.
  • The strategies I used to earn over $500,000 from a single blog post.
  • How to choose the right affiliate products for your niche.
  • How to write affiliate blog posts.
  • Plus, you'll get: 6 modules with over 30 lessons, a private Facebook group for support, and lifetime access with free updates.

    If you've been thinking, "Maybe I'll take it next time," I encourage you to start today instead. So many students have told me they wish they had joined sooner - because once they saw how doable affiliate marketing really is, they realized how much time they had lost waiting.

    You don't need a huge audience or tech skills to get started. You just need a plan that works - and that's exactly what this course gives you.

    FAQs:

    1. What if I'm brand new to blogging?
    This course is perfect for beginners! You'll learn step-by-step how to do affiliate marketing the right way and avoid common mistakes. Even if you've only written one post, this course will guide you toward building a profitable blog.

    2. What if I've been blogging for years?
    Even experienced bloggers can benefit from this course. Many leave money on the table without realizing it. This course will show you how to optimize your affiliate strategy and maximize your earnings.

    3. How long do I have access to the course?
    You'll have lifetime access! Once you purchase, you'll receive free updates for as long as the course exists.

    4. Does this course work for any niche?
    Yes! Whether you blog about lifestyle, travel, finance, food, DIY, or another topic, the strategies in this course are designed to work for all niches.

    5. When was the course last updated?
    The course was last updated in April of 2025 (last month) and I revamped/updated several lessons. I am currently in the process of adding two more lessons to the course as well.

    6. Do you offer refunds?
    Yes! You can ask for a full refund within 30 days of your purchase if you're not happy. Just send me an email and that's all you have to do.

    Click here to join Making Sense of Affiliate Marketing. Use the code MAY2025 before 11:59 PM PST tonight!

    Hit reply to this email if you have any questions.

    Thanks!

    Michelle Schroeder-Gardner at Making Sense of Cents and Making Sense of Affiliate Marketing



    Note: This discount only applies to the full upfront payment, which will save you 25% (the coupon code will not work on the payment plan).



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    Thursday, May 8, 2025

    My exact strategy for earning $2,000,000+ from my blog

    Hi!

    When I first started blogging, I had no idea that I could turn it into a full-time income. What began as a way to track my finances grew into a life-changing career that has allowed me to earn well over $2,000,000 in affiliate income on my blog and leave my day job.

    It didn't happen overnight. I spent years learning how to make money blogging and now, I want to share everything I've learned with you so that you can do the same.

    I know what it's like to want more freedom - to work on your own schedule, spend more time with your family, or even quit your job one day. Affiliate marketing gave me that flexibility, and it's possible for you too.

    This course is designed to help you build real, long-term income from your blog so you can create the life you want, one step at a time.

    For two days only, I'm offering a 25% discount on my course, Making Sense of Affiliate Marketing!

    This deal ends tomorrow, Friday, May 9th, 2025, at 11:59 PM, so don't wait to take advantage of this deal. Use the coupon code MAY2025 at checkout to get the course for just $147.75 (regularly $197).

    In this course, you'll learn:

    • The exact strategies I used to make over $2,000,000 in affiliate income.
    • How to find and share the best affiliate products.
    • Tips for making sales and earning more.
    • The types of blog posts you should be writing.

    And so much more.

    Whether you're a beginner or an experienced blogger (many brand new bloggers have successfully taken my course!), this course will teach you what you need to know to make money blogging.

    Over 10,000 bloggers have taken this course and used it to grow their income - and now it's your turn.

    Click here to get 25% off Making Sense of Affiliate Marketing.

    Let me know if you have any questions.

    Thanks!

    Michelle Schroeder-Gardner

    Making Sense of Cents and Making Sense of Affiliate Marketing


    P.S. I asked students of Making Sense of Affiliate Marketing to share how the course helped them to make money with their blog. Here's what I heard back:

    "I took Michelle's course at the very beginning of my blogging journey when I knew NOTHING about affiliate marketing. I had no idea how to find affiliate programs, create deep links, cloak links or how to strategically add links to posts and newsletters. Michelle's course answered all these questions with easy to digest lessons, worksheets, spreadsheets and a workbook. I had my affiliate marketing up-and-running in no time, and five years later, I make about $8,000-$9,000 per month with affiliate marketing." - Kristin Hanes

    "As soon as I learned and implemented what she taught in her course, I made my first $500 in affiliate income for the month. As I implemented more strategies, my affiliate income grew to $5,000+ per month, and then to a full-time income of at least $10,000 per month, solely from affiliate marketing. It was the one course that helped me not only diversify my earnings but also increase them. If you're a beginner or a struggling blogger aiming to take your earnings to the next level, then this course is a must-have." - Ling


    Note: This discount only applies to the full upfront payment, which will save you 25% (the coupon code will not work on the payment plan).



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    Wednesday, May 7, 2025

    6 Ways To Make Money From Your Phone or Laptop (Even While You Sleep)

    Hey!

    I hope you're doing well.

    I've rounded up some helpful blog posts with real examples and step-by-step tips to help you earn more, whether you want to work less, make money from something you already enjoy, or build real income-generating assets.

    How I Created A $5,000,000 Blog - My blog completely changed my life and has allowed me to earn a great income. This post shares real strategies to start earning money from a blog, even if you're just getting started.

    Income Generating Assets That Can Help You Make Money In Your Sleep - Want to build wealth while doing less? This post explains assets that can earn you passive income, from dividend stocks to rental properties to digital products.

    How To Get Paid To Read Books - Yes, this is a real thing! Whether you're a fast reader or just love books, this guide shares how to get paid to read and review.

    How I Made $302.80 Playing Games On My Phone In One Week - I tested a site myself and was surprised by the results. In just a week of playing, I earned over $300 - here's exactly what I did.

    How To Find Beginner Online Bookkeeping Jobs - Bookkeeping is a great remote job that doesn't require a degree. This post explains what the job is, how much you can make, and where to find openings.

    How To Make Money With A Laptop - If you have a laptop and internet, there are many ways to earn from anywhere in the world. I share 20+ ideas you can start today.

    Enjoy!

    Please hit reply and say hello! I'd love to hear from you.

    What topics would you like me to write about next?

    Michelle from Making Sense of Cents



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    Monday, May 5, 2025

    How Stephen Quit His 9-5 And Made $1.4M Last Year on Amazon

    Hey!

    Have you ever wondered if selling on Amazon could actually be a real business - not just a side hustle, but something that gives you freedom, flexibility, and a full-time income?

    Today, I'm sharing an interview with Stephen from Marketplace SuperHeroes.

    Stephen used to have a steady government job, but he wanted more - more freedom, more time, and more purpose.

    Now? His Amazon business has passed $1.4 million in sales just last year. And he's showing others how to do it too - even if they're starting from scratch with only a few hours a week.

    In this interview, he shares:

    • How he quit his 9-5 to build a 7-figure Amazon business
    • How much money beginners can actually make reselling everyday items
    • What kinds of products are best for new sellers
    • Common mistakes (and how to avoid them!)

    Click here to read How I Quit My 9-5 And Made $1.4 Million Last Year Selling Products On Amazon.

    Stephen also put together a free step-by-step guide: The Simple Amazon Side Hustle eBook. It's packed with tips to help you get started, what products to look for, and how to make your first sales - even with just a couple of hours a week.

    Have a great day!

    Michelle from Making Sense of Cents

    *I am an affiliate for Marketplace SuperHeroes.

    Recommended reading:



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    Friday, May 2, 2025

    How I’m working just a few hours a week (and still earning full-time income)

    Hey!

    Summer is almost here, and I'm trying something new - working fewer hours, while still earning a full-time income. In fact, I just shared all the details in a new post:

    How I'm Working Just a Few Hours a Week This Summer (And Still Earning Full-Time Income) - I share lots of actionable tips in here for bloggers and business owners, so don't miss out!

    If you've ever thought about working less, retiring early, or even just earning some extra money on the side, I have a few other recent posts you may want to check out too:

    16 Best Side Hustles for Retirees – These are low-stress ways to make extra cash in retirement.

    14 Side Hustles You Can Start With No Money – You don't need a big budget to begin. These ideas are beginner-friendly and free to start.

    How To Make $20,000 A Month – It's a big number, but I break it down with real examples.

    Whether you want to work less, save more, or finally start that side hustle, I hope these posts help inspire your next step.

    Please hit reply and say hello!

    Enjoy and have a great weekend.

    Michelle from Making Sense of Cents



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    Thursday, May 1, 2025

    Google Ads Policy - Update to Ads Transparency Policy